Frequently asked questions.
Clarity on the advisor-led process, fees, and what to expect.
Are you a lender? +
No. Daniel Speiss LLC is not a lender. I help review your situation, prepare your file, and match you with potential financing options through funding partners. Approval, rates, terms, and timelines depend on lender criteria and borrower qualification.
Do you submit my application everywhere? +
No. Your file is not blindly submitted or blasted across lenders. I review fit first and only share information with relevant funding partners when appropriate and authorized.
What makes this different from a normal broker? +
The process is advisor-led. That means the conversation includes use of funds, repayment impact, current debt, partner quality, and what happens after funding — not just the largest approval.
What happens after I get funded? +
You can stop at funding, or continue into advisory support. The recommended next step is a simple 30-day cash-use plan so the capital is tied to a real business outcome.
Can you help if I already have MCA or loan payments? +
Yes. Existing obligations should be reviewed before adding new capital. In some cases consolidation or refinance may help. In other cases, taking more funding may not be the right move.
How fast can funding happen? +
Timing depends on product type, documentation, underwriting, funding partner requirements, and borrower qualification. Some products can move quickly, but no timeline is guaranteed.
What fees do you charge? +
MCA advisory fee is currently 3%. Personal loans for business use are currently 2.5%. Other products may vary and are confirmed before submission. Fees should be reviewed alongside payment structure, total cost, and cash-flow impact.
Will applying affect my credit? +
Credit impact depends on the funding product and partner process. Any credit-related steps should be disclosed before moving forward.
Still have questions?
Apply and I'll respond with a fit-first review of your situation.
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