Disclosures

Clear disclosure of my role, fees, and how your data is handled.

Daniel Speiss Funding & Cash Flow Advisory (DBA)

Not a lender

I am not a lender. I help match you with financing options from third-party funders. Approval, terms, rates, and funding decisions are made by those funders based on their criteria and your qualification.

What I do

I provide advisory and matching services: understanding your situation, curating options that fit, explaining costs and structure, and facilitating the application process with your consent. I do not make funding decisions.

How I get paid

I charge a flat advisory fee as a percentage of the funded amount (e.g., 3% for MCA, 2.5% for personal loans). The exact fee is confirmed before any submission. No hidden charges, no backend fees, no origination surprises.

Consent before submissions

I do not submit your application to any funder without your explicit consent. I present options, explain terms, and you decide which — if any — to pursue. I do not spray-and-pray your information to dozens of lenders.

Data handling

Your data is used only for matching, application facilitation, and communication with you. It is shared with funders only with your consent and only for applications you approve. We do not sell your data to third parties for marketing. See our Privacy Policy for full details.

General disclaimers

  • Financing options depend on qualification. There is no guarantee of approval or funding.
  • Rates and terms vary by product and borrower. Past performance does not guarantee future results.
  • Content on this site is for education and general information only, not personalized advice.
  • Consult your CPA, attorney, or licensed professionals for tax, legal, or financial advice.

Last updated: 2026-05-26